Stream Energy is a company based out of Dallas, Texas that has a wide variety of services available for all persons. Their main business is dealing with electricity and natural gas, making it affordable for you as a client. They have plans that you can afford and they also give you the tools you need so that you can manage how much you use.
They offer other programs such as cell phone service, you can also either call a doctor or talk with a doctor on the internet twenty-four hours a day, and they also have programs that help with roadside assistance or protecting you from identity theft and credit monitoring.
Stream Energy also is a philanthropic company that have helped with a number of charities and have started a few themselves. Stream Energy started a charity called “Stream Cares.” “Stream Cares” has already helped thousands of people since being started. An example of what Stream Energy has done through “Stream Cares” is after the string of tornadoes hit Northern Texas in 2016. Stream Energy helped the customers by helping them financially and by helping recover what they could for their customers.
When Hurricane Harvey hit Stream Energy started another charity called “Hope Supply Company,” which helped get diapers, clothes, and school supplies to as many homeless children as was possible and they also helped them financially and by helping with supplies they needed for the children’s’ homes.
The company started another charity called “Operation Once in a Lifetime,” which helped Dallas area veterans with support morally and financially as each veteran needed and they donated free transportation for the veterans who could not afford it to a restaurant where the veterans were given a special honorary lunch.
The company even went as far as to co-host a party for ten girls whose parent or parents were veterans called the American Girl Doll Experience. The company paid some or all of the expenses for the party.
David Zalik is the CEO and co-founder of the incredibly successful GreenSky Credit, a lender specializing in business loans used to help companies grow and homeowner’s achieve their dreams. This powerhouse company was operating from David Zalik’s basement where it has grown to boast a $3.6 billion dollar valuation. Today, David still owns over half of GreenSky Credit, which has propelled him to incredible wealth.
A Unique Approach
One of the reasons why GreenSky Credit is so successful is because of their unique approach to business. They are able to harness the power of third parties to do all of the labor-intensive work, while they are able to cash in on the profits from the endeavor.
In many instances, GreenSky Credit enlists the help of home contractors to market the loan to the homeowners. GreenSky then obtains funding from any of their 14 different partnering banks. GreenSky makes a profit from a percentage of the loan amount and also is paid a percentage of the yearly balance of the loan through the funding bank. Essentially, GreenSky is paid to service and generate the loans for the banks. They are the middleman between the homeowner and the bank while working through the contractor.
GreenSky Credit has managed to capitalize on a niche they created and has generated 1.2 million customers with unsecured loans since the company began in 2012. Estimates of performance by market experts predicted that the company would see in excess of a 25% profit margin, which is partially based on their performance in the last 5 years.
David Zalik’s vision for his company and a groundbreaking approach to lending has created a healthy environment for his company to continue to prosper. He started from humble beginnings assembling computers in college to working his way up to becoming a business visionary with his sights set on the future.
Infrastructure Projects specialist, and reporter Felipe Monotoro Jens reports the Brazilian government is set to release an R $ 44 billion stimulus package, to be invested into 57 projects, and 22 sectors. This investment by the federal government will help the economy continue its steady growth since Brazil began to recover from the most recession. The R $ 44 billion stimulus is going to be managed by the Program of Partnerships and Investments (PPI) The Program of Partnerships and Investments is a government agency, whose purpose is to build strong relationships between the public and private sectors, in an effort to promote economic growth and job creation. Felipe Monotoro Jens reports this stimulus is going to include infrastructure projects, airport managerial changes, the privatization of various currently federal government ran enterprises.
The government owned and operated airport managerial company, Infraero is scheduling to sell of portions the airports they currently manage. Infraero currently owns 49% of each of the airports they manage. Felipe Monotoro Jens, reports Brasilia, Confis (Belo Horizinte), Galeao (Rio de Janeiro), Guarulhos (Sao Paulo), Maceio (AL), Joao Pessoa (PB), Aracaju (SE), Juazeiro do Norte (CE), Campina (PB), Recife (PE), Varzea Grande (MT), Rondonopolis (MT), Alta Floresta (MT), Barra do Garcas (MT), Victoria (ES) and Macae (RJ) are all scheduled to made available as part of the stimulus package. Visit infomoney.com to learn more.
Felipe Monotoro Jens reports, according to the Ministry of Transport The BR-153 and the BR-364 are set to be included in the 57 projects. Combined these roads cover over 800 kiliometers. The BR-153 connects Anapolis (GO) and Alianca (TO) and the BR-364 connects Comodoro (MT) and Porto Velho (RO). Felipe Monotoro Jens, also noted port terminals concessions of Belem (PA), Vila do Conde (PA), Paranagua (PR) and Victoria (ES) are also going to auctioned to the private sectors also
It was revealed the Mint, Ceasaminas, Casemg and Docks of Espirito Santo are all listed to be handed over to be ran by the private sector.
About Ian King
When it comes to investment, cryptocurrency trading and entrepreneurship, the name Ian King is very dominant in those sectors. Mr. King Banyan has a significant role in contributing to the Banyan Hill Publishing. Before joining them, Ian worked as a desk clerk with the Salomon Brothers. He also played an essential role with different firms which included Citigroup and the hedge fund based in New York where he was the Head Trader.
King is a graduate of Lafayette College where he received his undergraduate degree for the Bachelor of Science in Psychology. Due to his burning passion for investments, Ian King realized that there was an increased opportunity in the field of cryptocurrencies. He decided to start his advisory firm where he offered services to the upcoming investors who wanted to invest in the industry.
It is for this reason that Banyan Hill Publishing saw that it would be the best to partner with Ian King hence got him to work for them as their cryptocurrency expert. King was able to publish a read in medium.com where he talked about the cryptocurrency market and bitcoin broadly. He suggested in one of his articles that, as much as many investors and experts talk about the end of bitcoin business, the bitcoin and other cryptocurrencies are to stay as they are the future. Ian King mentioned that the cryptocurrency market just begun and states that in the future, most people will start trying to learn about them. The cryptocurrency expert has suggested that the markets for these currencies are likely to expand as it is seen to be at a tipping point. Read more: http://www.talkmarkets.com/contributor/Ian-King/
What is a Cryptocorn?
There are a lot of non-traditional investors who want to invest in the new blockchain technology that is coming up so that they can be able to solve problems in the real world. However, the number of companies that use this technology is lower than their demand and this, according to Ian King is creating a financial mania. There is a spike in prices due to investors trying to work their way to the ground floor. The increase has never happened before which is believed to be the cause of a new crypto unicorn that has come to be known as a cryptocorn.
Why is Ian King referred to as a cryptocurrency expert?
As earlier stated, Ian King Banyan is known to be an expert in the field of finance and specifically in the cryptocurrency market. He has an experience of over two decades in the finance market. King has impressed people with his knowledge in the cryptocurrency trade which he is practicing as a profession. Investopedia owners asked Ian King to be one of their contributors which made him rise to the list of top contributors on their website. He owns a program aimed at helping individuals to understand the cryptocurrency world. Follow Ian King Banyan on Twitter.
A successful and comprehensive retirement plan should not only look good on paper, but should also be one that is well articulated and understood by the client. Financial advisors are highly advised to not shy away from discussing social security retirement benefits with their clients during the retirement planning process.
David Giertz, a renowned financial advisor and President of Nationwide Financial Distributor advises that discussing social security to a client helps them to understand the plan better and avoid making losses of their investments. He says that since social security retirement benefits make up to about 40% of the income a client may have during retirement, it is very important that a client understands that drawing from their retirement plan early may expose them to losses on their investment.
David also advises financial advisors to acquaint themselves with the rules of the social security program, as this allows them to offer exemplary advice to their clients which helps them make sound decisions on their retirement plans. He goes on to advise that incorporating the discussion of the social security program in planning for retirement also goes a long way in building trust with clients, which in turn helps the advisors retain more of the clients and bring in more referrals.
David Giertz has a wealth of financial advice and investment experience, having previously worked as a financial services advisor before rising to the position of area director while working for Citigroup. He then went on to become the Executive Vice President of Sales in the same organization. At Nationwide Financial, Giertz has successfully led the distribution and wholesale strategy of the company’s Private Sector Retirement Plans, Specialty Markets, Annuities, Life Insurance, Mutual Funds and other departments.
He holds an Executive MBA from the University of Miami, and a Bachelor of Science degree from Millikin University. He is a registered broker with FINRA and also a Certified Business Coach with WABC.
Michael Hagele works with a consortium of technology companies as an outside general counsel. He provides legal services for enterprises in various technology sectors, including biotechnology, aerospace, defense, and internet. Besides working as general counsel, he is a founder and investor of several tech companies. He has ventured into the hospitality industry as well with a few restaurants under his name. With a J.D from Berkley and a B.A from the University of Iowa, Michael worked as an in-house and outside counsel for various enterprises, dealing with matters of corporate governance, stock option plan administration, and intellectual property strategy, among others. Follow Michael Hagele on Twitter.
Earlier in his career, he was at Fenwick & West LLP where he handled the licensing and online commerce division of the Silicon Valley offices. This experience introduced him to different areas of technology. It also showed him the role that sole practitioners play in tech businesses, which is why he started his outside general counsel services. Artificial intelligence is one of the trends in the industry that Hagele keeps an eye on. He is currently an investor in a company that has developed a tool that uses machine learning to help nonprofits analyze their funding.
Michael Hagele believes that tenacity is a trait that every entrepreneur must possess to enjoy success. When it comes to improving productivity as a professional, Hagele recommends prioritizing the customer at all time. As a lawyer, all his efforts are about meeting the client’s best interests. On a personal level, Michael is passionate about exercise. According to him, working out helps clear the mind and rejuvenate it, which makes an individual more effective. He tries to make time for mountain or bike rides that help him tap into his creativity. This activity is usually scheduled for early afternoons as part of his break. His mornings are occupied by legal matters that relate to general or intellectual property issues. He also deals with contract drafting and reviews. Evening time is set aside for communicating with overseas investment partners to keep up with the company’s progress.
One challenge that Hagele encountered was when his restaurant partner did not want to get compensation in equity, which Michael advises should be a warning sign. Michael recommends reading Alexander Hamilton by Ron Chernow.
Before thoughts of holiday celebration consume your year-end planning, you can significantly improve your financial position by considering some retirement saving tips before the official end of 2017. Even if you have not given your retirement fund a second thought this year, there is still time to make a difference in your ability to retire when planned.
One of the most important things to ask your financial advisor about is whether you are required to take any minimum distributions from your IRA or company retirement plan before the last day of 2017. You could be penalized up to 50 percent for failing to take the required distribution if you are of a certain age. You also need to be careful in finding out whether your IRAs are aggregated for purposes of determining the minimum distribution amount. It is important that you give your financial advisor the entire picture as to your retirement saving plans so that you do not inadvertently violate IRS rules and regulations. In addition, it matters what type of IRA you are aggregating. For example, if you inherit an IRA, you only aggregate them when they are all inherited from the same person. This includes IRAs in the separate names of a mother and father.
According to David Giertz, You may decide that you want to take more than the required minimum distribution from your IRA, which is entirely fine. It might even make sense for planning purposes to take more of a distribution in one year than another. Be sure to discuss these scenarios with your financial advisor so that you do not end up paying more in taxes than necessary. After age 70, it becomes increasingly important to be aware of these rules and make sure that you are not forgetting to include all of your retirement plans in your analysis.
In calculating, the required minimum distribution, you should be using the IRA balance from the last day of 2016 for distributions in 2017. There are different tables that are used for calculations, and the process can be very confusing for someone who is not an experienced financial advisor.
Life is full of lessons that can be useful at some point, and a person built to succeed knows how to take advantage of most of them, even if they do not seem too obvious at the time. Matt Badiali is one of those people who took advantage of some of the lessons life has offered him, even if he didn’t fully understand them. Badiali is a very successful business person who has strong ties to the mining, agriculture, and energy industries just to name a few though he really shines in the financial sector. There is no doubt that his time is quite valuable, yet he took the time to answer a few questions in hopes of helping others on their journey.
Badiali answered a number of questions, but one thing that he highlighted was his time at Penn State University and Florida Atlantic University. It was at Penn State where he received his degree in earth science, and at Florida university he received his Master of Sciences in geology. He definitely was interested in some of these fields, and it is where he found most of his success. Still, he pointed out that one of the most important lessons learned while attending that school came from a friend. This friend was attempting to figure out a way to make investing easier, not just for those well-versed in investing. Badiali and his friend understood that investing can sometimes seem complicated to people who do not understand the industry. Learn more about Matt Badiali at Crunchbase
Matt Badiali took some time off and helped his friend figure this out. This was around the time he remembered a lesson from his past, which helped him see just how important it is to share his knowledge and how important it is to help people simplify their financial goals. He talked about his father’s struggles with his money. His father wanted to take advantage of investing opportunities but found it quite confusing, which made him scared to take additional steps. The complexities in investing could actually stop people from making money, which was heartbreaking to see for Badiali. This made his work with his friend even more important. He did not understand these life lessons when they first appeared to him, but as time went on Badiali began to understand their significance.
No one would have guessed that he would become such an important person within the financial sector later on in his life as the founder of Real Wealth Strategist where he helped others find wealth. Badiali is also proud to say that he nurtures education in his own family by waking up to get his daughters to school on time. Focusing on education and taking advantage of lessons that may not seem clear is something he hopes people do more often. Read more:https://banyanhill.com/expert/matt-badiali/
— Matt Badiali (@Matt_B_Guru) January 30, 2018
With a B.S in earth sciences from Penn State University, Matt Badiali was set to become a scientist. Adding to his education, he studied for a Master’s degree in geology at Florida Atlantic University. While working towards a Ph.D., he met a friend who introduced him to the world of finance. Ideally, the friend wanted him to aid in his financial work. With Matt’s experience in sciences, he was just the right candidate to add in his investment. Later, they would team up and develop investment advice that appealed to the average American. Since then, Matt Badiali has continued to help investors thrive in the energy, metal, and mining sector. As reported by some of the investors taking up his advice, they have made double and triple-digit gains.
In May 2017, Badiali launched the Real Wealth Strategist newsletter which has gained a wide range of loyal readers. One notable element about Matt is that he is a man on the ground. He travels and organizes meetings with experts. Also, he has been to countless oil projects and mines where he mines excellent investment ideas. Through his Facebook platform, he informs readers on the next big things. For instance, on January 26th, he wrote that food (canned or otherwise) and gasoline prices were expected to go high in the next few years. Therefore, a wise investor would bank on the information and invest in those industries. On the 9th of January, Matt wrote a piece on Silver. He noted that the price had gone up by 10 percent in three weeks. Investors are, therefore, supposed to keep track of the metal.
In a recent interview, Matt said that the newsletter came from the idea that he could help investors gain from investments in energy, metal, and natural resources. His experience and education enable him to offer investment advice in the sector. For a typical day, Matt wakes at 6:30 in the morning, goes through the headlines and proceed to work. He begins by writing after which he attends meetings in the afternoon. His education, continuous research, and experience enable him to come up with good ideas. The shift in energy consumption is one trend that excites Matt. He, especially, takes note of the growing change to electric power. Focusing on one item at a time ensure that he remains objective at all times. If he were to do something differently, he would take up more internship jobs. Matt advises people to read regularly. According to him, information is power. The best $100 he has spent went to buying her daughter and her team softball bats. The gifts enhanced their confidence, and consequently, the team improved. Read more:http://www.talkmarkets.com/member/Matt-Badiali/