Posts in Category: Insurance Firm

How to Choose a FreedomLife Insurance Cover

You may be wondering what a life insurance policy entails and how to select the best life insurance cover. If you are in this dilemma, read through this article to get an insight on how to choose the best Freedom Life Insurance.

Taking the Freedom Life Insurance is part of an estate planning. If there are dependents that depend on you, you need to have an insurance cover. If you get a good policy, the policy will cater for the living expenses of your surviving family after you are gone.

How then do you choose the life insurance policy that will suit your needs?

  1. Calculate the Life Insurance Policy that you need

If you have children or any other person who depends on you for upkeep, you need to have a Freedom Life Insurance policy. There are various ways to purchase the plan that you need. You can get it directly from your workplace or even buy additional cover outside your place of work.

The policy that you purchase is dependent on the number of people who depend on you. If there are no dependents, you can buy a small plan to cover your burial costs after you are gone.

2.Estimate the Expenses of your Family

If you provide to your family expenses whether in full or partially, you may need to buy a cover to ensure your family is secure financially after you are gone. The premium that you intend to purchase should depend on the amount that you feel your family can live safely with after you are gone.

You should make considerations for any childcare cost that may be incurred after your passing. Usually, if you pass away, a spouse who was looking after your child may be forced to start working to support the family. This is also a cost that you should consider.


As a parent, it is essential to ensure that your children have a decent life even after you’ve died. The only assurance is by purchasing the Freedom Life Insurance cover.

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USHEALTH Group Tops Global Insurance Industry

Health and safety are some of the most important aspects in every home. Due to increased economic uncertainties, it is very essential that you insure your family members as well as your properties. Currently there are several insurance service providers in the global market. It’s therefore important that you settle on the right firm in order to cover health, safety and security of family and assets.


USHEALTH Group is a licensed life and health insurance company established in 1982 with its headquarters in Fort Worth, Texas. The company provides insurance solution cover towards disability, illness, vision, accident, dental, and income protection. With over 50 years of operation in the industry, USHEALTH GROUP has served over 15 million customers including families, individuals as well as business owners and their employees.

The company’s subsidiaries include National Foundation Life Insurance and Freedom Life Insurance Company of America. USHEALTH Group presents a collection of innovative products providing first dollar benefits for covered services and significant discounts across a wide range for those with a tight budget.

USHEALTH Group distributes its products through licensed and trusted agents. The agents, who also act as advisors, major on marketing a range of health coverage plans provided by the company. They are offered support by the company through fast and precise response to inquiries regarding policies and claims. Before being authorized to represent the company’s products, they are obliged to meet specific certification standards and product training.

USHEALTH Group Family Insurance

The organization’s family insurance offers a wide range of benefits to consumers. The package is available for everyone since it’s customized to meet a person’s financial ability. The group allows consumers to pay only for the insurance they need and purchase more coverage when need arises without any extra underwriting. With the purchase of Optional Guaranteed Short Term Insurability Rider, Customers can access short term medical expense plan without additional underwriting. Application for the insurance cover is open throughout the year.

The USHEALTH Group focuses on identifying customer needs and working towards meeting them efficiently by providing flexible, reliable and affordable wide range of products. With the group’s mission of Helping Other People Every day, the team works towards creating a positive impact in other people’s lives. All this has enabled USHEALTH Group stand out in the global insurance market. Know more:


Troy McQuagge: President and CEO of USHEALTH Group, Inc.

Recap: Troy McQuagge Wins Gold in the One Planet Business and Professional Excellence Awards

Building a successful business is not an easy task. That is why One Planet recognizes businesses that are doing well in the market. One Planet center their awards on the PR, Marketing, and Corporate Communications, executives, teams, new products, and services. These Awards are not limited to organizations in the U.S but include businesses worldwide. In 2016, Troy McQuagge the CEO of USHEALTH Group, Inc. was the recipient of this award. He was named the Gold winner due to his significant role in the business industry through his work with USHEALTH Group.

Tory McQuagge joined the company in 2010 and has played a significant part in helping grow the organization. He is responsible for building the USHEALTH’s captive distribution agency. He also assisted in establishing the company’s advisors. These accomplishments helped him earn a position as the company’s president and CEO. His leadership has made USHEALTH Group highly competitive in the market.

USHEALTH Group is an insurance holding organization. It is based in Texas and plays a tremendous role in helping self-employed people receive health covers. The Group takes pride in its employees and hopes through them. They can offer insurance products that hold a competitive advantage in the market.

About Troy McQuagge

Troy McQuagge is from Florida, U.S. He received his undergraduate degree in B.A from the University of Central Florida. His career kicked off after he graduated and his first position was at the Allstate Insurance Company. This position opened doors for his career. In 1995, he moved on to the United Insurance Companies, and in 1997, he became the company’s President. However, in 2006, the insurance company was purchased by private investors. Luckily, due to his commendable work, they kept him on and awarded him his previous position as President.

He later said goodbye to UIC and joined USHEALTH Group, Inc. in 2010. He worked his way up in USHEALTH, and the company named him the Executive Vice President and Chief Marketing Officer in 2013. His impressive work earned him a higher a position as the company’s CEO in 2014. Visit:


The Role that the USHEALTH Group is playing in Transforming Health Insurance

One of the things that have become very difficult to manage is getting a sensible health insurance cover in the country. The fact that health plans such as Obama Care are getting scrapped means that a lot of Americans will have to reconsider the options available to them regarding health insurance. One of the companies that have been offering excellent health cover for well over two decades is the Texas-based USHEALTH Group. The company has been operating in the state and has now managed to expand their influence beyond the state.

The USHEALTH Group has a motto, HOPE. HOPE is an acronym which stands for helping others every day. They believe that beyond ensuring that their clients are satisfied, they should come up with products that make an actual difference in the lives of their clients. They have a variety of products which are meant for both their white collar and blue collar employees. These products include cover for a variety of sicknesses, accident insurance, critical illnesses, dental health cover, short-term disability income and much more. They have crafted their products and service delivery in such a manner that anyone can get and enjoy their tailor-made products.

The company operates with employees and managers that have over 50 years of collective experience in health insurance products. The team of experts that heads the company, therefore, understands the complexities of the health insurance sector, which means that when they are creating their products, they do it with the consumer in mind. They have also managed to streamline their products to things that their clients need the most. It includes improving their customer service, and general service delivery.

The company prides itself in the provision of affordable and reliable health cover. It means that you get to choose whether you want protection for the typical day to day medical expenses, or you want to be covered for severe medical issues that might happen in future. It is now possible to get their services through their online portal. All you need to do is visit their website and register an account. There is live chat assistance, and you can contact them any time to get all the information that you need about health insurance with them. The ultimate goal of the USHEALTH Group is to make sure their clients get the best health insurance products to suit whatever their varied needs might be. Read more:


The Shrouded Road of an Entrepreneur – The Story of Troy McQuagge

Not many entrepreneurs have the owner of winning the golden prize of the One Planet Award’s excellence in business nomination, but Troy McQuagge received the honor in 2016, surpassing many more famous entrepreneurs with higher reputation.

Troy McQuagge is the Chief Executive Officer and President of the USHEALTH Group, and he entered the business in 2010, becoming the President and leader of the firm in 2014.

So, what did Troy McQuagge do right? Why did he surpass many of the other businessmen, dozens and hundreds of entrepreneurs, and won the golden spot in the coveted One Planet Award of 2016.

Mr. McQuagge was born and raised in Panama City, Florida. He had always lived in the U.S. and went to graduate from the University of Central Florida in 1983, where he studied and experienced the act of being an entrepreneur and business developer for the first time. It is believed that Troy McQuagge fell in love with the profession as soon as he learned more about the job of being a company leader and making their goals come true, as well as the dreams of their employees and co-workers.

Troy, however, didn’t start his route as an entrepreneur from the get-go, as most of the students who leave the University do not. It is a big step in the right (or wrong!) direction, but requires a lot of courage and self-awareness, so he found a financial administration job in a big corporation, the Allstate insurance, and stayed there for almost a decade until he realized the potential he was wasting.

While still working for Allstate, he joined the United Insurance Companies (UICI) and kept improving his craft and climbing the ranks of the company he worked for, already having an excellent salary, much bigger than of most Americans in his age. However, his excellence was not in his financial administration knowledge, but in the little things that Troy McQuagge demonstrated and that signaled the great entrepreneur and leader resting under his skin.

Mr. McQuagge was then elected the President of the United Insurance Company’s Agency, UGA. From there on, his career as a business leader only skyrocketed forward. After more than a decade leading a life of President of a corporation, that he entered the USHEALTH Group in an attempt to pursue a different business and exercise his leadership skills with different co-workers and gather more experience.

As a matter of fact, the insurance business was not new to the entrepreneur, as he had already gathered experience from working with Allstate insurance.

From 2010 to 2016, the group was doing so well that his staff had to nominate Troy for the One Planet Award, leading him to win the golden spot of excellence. Check more:


USHEALTH CEO Troy McQuagge Is One Planet’s Gold Medal Award Winner

USHEALTH Group’s president and CEO Troy McQuagge has won the Gold Medal for CEO of the Year from the internationally respected One Planet Awards. Each year the One Planet Awards jury honors the world’s best businesses and professionals in every industry. Any organization, no matter the size or type, can nominate candidates. The merits of each are examined and One Planet picks the candidates they think deserve gold, silver and bronze medals. Winning a One Planet Award is the highlight of many people’s career.


When Troy McQuagge joined USHEALTH in 2010, the first thing he did was revitalize USHEALTH Advisors, USHEALTH’s captive distribution agency. When the parent company saw the incredible job McQuagge did with making improvements to USHEALTH Advisors, they decided to make him CEO and president of USHEALTH Group Incorporated. Since Troy McQuagge took over the company, USHEALTH Group has experienced a meteoritic rise in profitability, growth and success in the health insurance market. While accepting the award McQuagge said the entire company deserved the award for their commitment to meeting their customer’s health insurance needs.


Troy McQuagge graduated from Central Florida University with a bachelor’s degree in 1983. Later that year he began his career in the insurance industry when he got a job with Allstate Insurance. In 1995 he left Allstate and was hired by United Insurance Company Incorporated (UICI)for their Student Insurance Division. A short time later he became president of UICI Insurance. Then in 1997 he moved from UICI to UGA. From the time Troy McQuagge took over the company, they began setting sales records every year.


Troy McQuagge’s next job was as president and CEO of a company called Health Markets Agency Marketing Group. McQuagge got to work right away helping the company to grow. Soon Health Markets had more than a billion dollars in sales volume. In 2010 Troy McQuagge was hired by the USHEALTH Group. His work was so impressive, within a few years he became the company’s president and CEO. With the innovative strategy he implemented, USHEALTH Group has had record profits for four straight years. McQuagge has the company’s sales numbers rising more than it ever has before..


Since Troy McQuagge became involved with USHEALTH Group in 2010, the price of the company’s stock has increased by 1,093%. He has helped the USHEALTH Group to grow exponentially. Everyone’s excited about the company’s future with Troy McQuagge in charge.

AXA Advisors

The French multinational insurance firm’s headquarters are in the 8th arrondissement of Paris. AXA offers some financial services including global insurance and management of investments. The firm has set a record by being the first insurance brand globally with a brand growth value of 14% in 2016 for the 8th consecutive years. Though they have their presence in Africa, the group operates primarily in North America, the Asia-Pacific region, Western Europe, and the Middle East. The independently run business is operated according to laws and regulations of the different countries they are located in.


History of AXA


The company was founded in 1816 as Mutuelle de L’assurance contre L’incendie (the Ancienne Mutuelle). Over the years, it acquired some other companies and subsequently changed their name then finally settled for AXA. The company aims at equipping its clienteles with information and tools to guide them towards living the life that they envision for themselves. It also helps business owners guard, reserve and gets more value from their business that is tax efficient.


The insurance firm has an artistic and social philanthropic initiative- AXA Heart in action. In 2008 they created the AXA Research Fund that supports research focused on understanding the risks that affect the environment, human life and society then get solution and means to prevent these risks. They endowed it with € 100 million. The fund was also awarded 11 endowments that support research institutions of excellence that intend to attract the best scientists. So far, the fund has funded 256 research projects that included 230 young researchers. The findings have been implemented in 22 countries with researchers from 42 different nationalities.


The firm has a great team of whose sole purpose is to ensure that your investment is safeguarded. Leading the team is Vice President Vincent Parascandola who is responsible for management development, sales, recruiting, retention, productivity, and development of new and experienced financial professionals. Having 25 years of experience, he is assorted after speaker. He has received numerous awards due to his leadership skills including GAMA’s Career Development and Master Agency Awards.