Posts in Category: Banking

Equities First and the Fundamental Nature of Working Capital

Working capital is part of the total capital used by an association and is oftentimes portrayed as the variety between short-term liabilities and short-term assets. In every practical sense, it is the cash required to run all the step by step operations of a business. It is thus clear that no association can work well without having enough of the same. The pioneer in stock-based loans; Equities First Holdings offers help to many firms in guaranteeing their capacities are not hindered at all. The way toward managing working capital entails management of short-term assets and liabilities making sure that each organization has sufficient liquidity to work its capacities in a smooth way.

Proper administration of working capital may be evaluated through a combination of techniques. Financial investigators conventionally take a gander at the working capital cycle and proportions of other working capitals against organization’s associates and industry benchmarks. The most generally used measures and proportions are the sales outstanding days, inventory outstanding days and payable outstanding days. Liquidity is much essential for a running business to ensure everything runs smoothly and as expected. Unfortunately, most of the small businesses don’t have the potential to fully finance their operating cycles by just using account payable. Thus, they see the need of going for external help to keep everything working well. Equities First stands on the gap of financing startups with most of them not able to secure banks loans.

Dealing with the working capital well will along these lines allow the business to work well and productively and wind up arranging for some cash to invest in beneficial activities and paying off debts. Adequate working capital will also allow a business to pay its fleeting commitments on time which may incorporate working costs, pay rates and buying of raw materials. Additionally, organizations with satisfactory working capital can get the vitality of generating more cash flow leading to higher business valuation. By utilizing stock loans from Equities First, small businesses get the chance to equip their businesses with enough working capital.

How Does Equities First Help High-Value Customers?

The firm at Equities First helps their high-value clients with loans that will assist in a number of areas. Customers who are looking for new infusions of cash must speak to the firm today, and they will find a lending plan that serves them well. Everyone seeking a loan need not go to a bank for assistance. The bank is only one place where money is found, and Equities First ensures borrowers are given the treatment they deserve. This article explains how the firm does their work with the utmost of professionalism.

#1: The Loans Are For High-Profile Customers

Large companies and private citizens often have cash flow issues that may be solved with loans. Going to a traditional bank leaves each client open to quite a lot of trouble that is difficult to pinpoint. They may be caught up in red tape for months, and they will not receive the money that is needed. Equities First puts loans through in a timely manner, and they specialize in all those who have a high value.

#2: How Are Loans Packaged?

Equities First is quite interested in packaging loans for customers in a manner that helps them take out as much money as possible. They know these clients are dealing in a very rich world where money is needed to accomplish their goals, and they will package a loan that ensures the value is found in each new product. They offer the exact amount of money needed, and they ensure the clients are pleased with the loan amount before moving on to the closing phase.

#3: Closing Loans Quickly

The team at Equities First prefers to close loans quickly. Their clients need the cash as soon as possible, and the company has other clients to serve. They are not willing to tie up anyone with a string of bureaucracy that causes problems, and they do not want to waste money on a process that may take only a few moments. The office at Equities First ensures every loan closes in the proper time, and they allow the clients to ask questions about Equities loans before signing on the dotted line.

Everyone who is borrowing for a high-profile need may use Equities First to save time and energy. The company is willing to lend large amounts of money to their high-value clients, and they will close quickly for the benefit of the client.

Dallas Based Financial Institute Reports Strong Earnings

In March of 2016, NexBank Capital, Inc., reported strong financial results for the fourth year in a row. It reached record levels of earnings for 2015. They state that net income has reached $53.2 million with a 35 percent growth in Return on Average Equity at year end. Year-over-year, they have reached $1.88 billion having total deposits reach 32 percent. Total loans increased to 42 percent, and total company assets reached $2.72 billion, which is a 48 percent growth from the previous year. They say that for 2016 they will focus on client base and development of their U.S. businesses.

NexBank Reports Strong Fourth Quarter and Full Year 2015 Results

About NexBank Capital, Inc

In November of 2015, NexBank acquired College Savings Bank, focusing on diversifying through adding other sources of deposits. They offer three areas of banking in commercial, mortgage, and investment needs, as well as corporate advisory services.

 

Commercial Banking

Commercial lending is through commercial loans and sba loans. Real estate lending options are available to developers, investors, and owners. High yield money market accounts, commercial accounts, and analysis accounts, along with credit services, are some of the many commercial banking options offered.

 

Mortgage Banking

NexBank offers a wide variety of mortgage solutions delivering quick and reliable funding.

 

Investment Banking

They offer advisory in the areas of real estate, operations, recapitalization and restructuring, corporate finance, and mergers and acquisitions.

 

Personal Banking

For those interested in personal banking products with NexBank, they offer checking, savings, and mortgage services as well as convenient and flexible online banking options and online bill pay. They also offer a wide range of CD’s to fit your needs. The many benefits include: competitive rates, flexible terms, automatic rollovers, and frequent special promotions. CD terms range from one month with a rate of 0.10 percent to sixty months with a rate of 0.65 percent.

https://www.crunchbase.com/organization/nexbank#/entity